Climb Credit Funding for Career Training from New Horizons Tampa Bay
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Career Training Funding

Climb Credit Funding for Individual Career Training

Climb Credit works with New Horizons Tampa Bay students to help finance their tuition.

The loan process is simple and fully-online, taking only five minutes to complete. Most people will receive a funding decision almost immediately. Climb works with students with different credit backgrounds, including people without any credit to their name.

Climb offers loans with smaller interest-only periods, with full interest and principal payments beginning after the interest-only period .

If you have any additional questions about Climb or their application process, you can reach out to Climb’s Student Success Team through live chat at their website climbcredit.com, email at hello@climbcredit.com, or phone at 888-510-0533. Their team is available 10am–8pm EST, Monday–Friday.

Frequently Asked Questions

Having a co-borrower isn’t required, but you may end up with a lower interest rate if you do decide to apply with one. Adding a co-borrower can also increase your chances of getting approved.
Climb’s interest rates, which are always fixed, range from 7.99% to 17.49%, which means you don’t have to worry about your monthly payment amounts changing from month to month. Offerings differ by program. What your rate ultimately depends on is your state of residence, the program you enroll into, your credit history, and any applicable laws and regulations.
The loan won’t be funded until after you’ve started class. Once your loan is finalized, accepted by you, and we’ve verified your attendance in the program of your choice, Climb would send tuition funding directly to us. This typically occurs within 2 weeks of you starting class.
Payments are handled by Climb’s loan servicing partner, University Accounting Service. Through UAS, you can enroll into autopay or make manual monthly payments online or by personal check. Most Climb borrowers choose autopay because they don’t have to worry about late payments. As an added bonus, Climb will reduce your interest rate by 0.25% if you sign up for autopay. Climb will send you instructions on how to sign up for UAS once your loan is funded.
With the Climb interest-only loan you’ll make smaller, interest-only payments in class and a few months after so you can focus on school and your job search period. After that, full sized principal and interest payments will kick in.
Our admissions team can send you a link to start your application; you can also choose to apply through the link on our website, or by going onto Climb’s website if you want to learn more about Climb before you apply. All applications are paper-free and can be submitted from your computer, tablet, or phone. You'll want to make sure you fill out an application for the specific school and program you'll be attending since Climb specifically links their loans to individual courses.
When a student is denied, they will be asked to reapply with a co-borrower. The student will then receive a separate email that includes an Adverse Action Notice with more information on the decision. Students should feel free to apply as many times as they like with different co-borrowers, as just applying will never affect your credit score.
Students are welcome to apply to just explore their options! There is no obligation to accept the loan if they’ve been approved. Even after students sign for the loan, they are able to decline/cancel their loan terms up until the loan is funded.
Climb wants to help! They offer payment deferment options for qualifying borrowers. Just reach out to learn more.
After students sign their Master Promissory Note (their loan documents) there is a mandated 4 business day window where the loan cannot be funded, no matter the course start date. Students can cancel their loan risk free within this period, or up until the 1st day of class - whichever is longer!

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